The fact that this activity can work with practically every part of the torso is a big advantage.
Another benefit of this exercise is that
These are all very good reasons as to why
The fact that this activity can work with practically every part of the torso is a big advantage.
Another benefit of this exercise is that
These are all very good reasons as to why
You’ve probably heard me say over and over that “80% of your return on your portfolio comes from the market and the sector.” But what the heck does that really mean?
In June 1998, Investor’s Business Daily summarized two studies on the causes of stock- price movement in two books: The New Science of Investing, by Dr. Robert Hagen and The Latent Statistical Structure of Securities Price Changes, by Benjamin King.
Those studies found that 31% of a company’s stock-price action was tied to the market as a whole. Industry group action explained 37%, while broad sector action accounted for 12% of the price movement.
Both studies concluded that only 20% of the price action in a stock
was determined by company fundamentals!
Unfortunately, most people were taught backwards. Most think gains and losses are only determined by picking the stock with the right fundamentals! Fundamentals are things like P/E ratio, good management, growth rates, new products, market share, etc.
I’d venture a guess and say that most people spend 80% of their time (and sometimes 100% of their time!) trying to find the stock with the best set of fundamentals.
So what happens when a company “with great fundamentals” happens to be in a sector that’s on defense? Or what if the whole market is on defense? The company could see their stock price get slammed (yes, even with great fundamentals!).
Say you bought at a stock a few months ago at $40. Today it is $20. The company may still be growing like crazy, but the market or the sector dragged it down. If the story didn’t change, then didn’t the fundamentals just get even better? It has to be a better value at this price, right? If you invest by using only the fundamentals, you lose.
Again, most of the returns you’re going to get
will depend on whether the market (and the sector the stock belongs to)
is on offense or defense.
Look, everyone knows that if you’re swimming with the current, it’s an easier ride. There are times when the market is on offense (and you’re moving with the current). Hey, it IS possible to make money when the current is against you. But the odds are stacked against you! So, try to swim with the current…swimming against the current is NOT recommended!
Offense? Defense? Huh?
When we’re on offense, we run offensive plays from our playbook. Meaning, we’ll look to put money into the market to build our wealth. We’re not going to buy everything in sight; we want to focus ONLY on the sectors that are also on offense.
When we’re on defense, we’ll run plays designed to protect our assets. “Defense” doesn’t mean run out and sell everything! What’s the goal when the defense comes on the field in a football game?
To prevent the other team (the market) from scoring against you!
When the market is on defense, we’ll only call plays from our defensive playbook. Running a defensive strategy helps prevent us from making really stupid mistakes in our account and taking big losses. “Defense” can mean taking steps like buying protective puts against your holdings. Or possibly shave back a large investment in a stock or mutual fund.
Avoiding big losses alone will improve the performance
for most people in the market.
How do we know whether to be on “offense” or “defense?” We use a tool that is an excellent indicator of the level of risk in the market. Fifty years ago, a technical analyst named A.W. Cohen came up with this tool he dubbed “the bullish percent index.” Cohen was looking for a way to tell when to be cautious near market tops and also aggressively optimistic near market bottoms.
If you think about it, isn’t that what we all want? Something that’ll tell us when the risk in the market is high…and when the risk in the market (or a sector) is low! And it’s been around for fifty years, ignored by many in the market!
The bullish percent index is the percentage of all the stocks in a universe that are currently on buy signals. Now, that “universe” may be all the stocks in the semiconductor or the financial sector. Or even all the stocks listed on the New York Stock Exchange.
Knowing when the risk is high in a particular area will go a long way toward improving your investment results!
When to take action
We’ve discussed the bullish percent is all the stocks in your group that are currently on buy signals. We feel it’s the single best “risk level” indicator we have found. But how do you know when to take action?
If 90 out of 100 stocks in a given sector are currently on buy signals, the bullish percent index is said to be at 90% for that group. If only 30 of 100 are on buy signals, the bullish percent is 30%.
Now, if 90% of all stocks in a sector are already on buy signals, that means only 10% of the names in that group are NOT on buy signals.
We’d want to be cautious with that kind of high reading!
Hey, no one likes being the “last guy” to show up at a party, but that’s what happens to a lot of individual investors. They get in near the top and get creamed when the sector or market takes a dive.
Now, what we’re measuring here is supply and demand. When there is demand, prices rise. When a sector reaches 90%, there’s not much more that can move a group higher.
But that’s NOT the time to sell.
See, stocks can hang around lofty levels for a LONG time. It’s only when we see more and more companies in a sector (or market) start to give sell signals, we know that supply is overtaking demand. When that happens, lower prices are on the way.
Now, say last week we noticed that a sector had a bullish percent reading of 30% and this week it’s now at 38%. This is a group we’d want to pay attention to! Not only are the readings going up, they are going up from low levels!
This is precisely the stuff we zoom in on when telling you where to put money to work!
If we need to get out of something, we’d sure like to know it NOW, not later!
Hindsight IS 20/20. But it won’t help you avoid losses in your account. We’ve given up predicting what the market will do because we use tools that tell us accurately what IS happening right now in the marketplace. The point and figure charts we use and the bullish percent index are tools that tell us what’s happening today. These charts tell us what is in demand and what is in supply.
There are too many folks trying to complicate the investing process. Keep it simple. Just remember that anything with too much supply will see their prices fall. Anything in demand will see their prices rise. And we have a method of measuring exactly which stocks and mutual funds are in demand and which are in supply.
Whether you schedule an after hour party, and rent out the local pool, or have your own backyard pool party, with a little planning and a little help, everyone is sure to have a great time! Just have plenty of snacks, drinks, “dry” games, and sun screen, and pool parties are fun for everyone!
Pool Party Invitations
One thing you have to be conscious of at every moment during your pool party, is safety. Enlist the aid of adult lifeguards, or hire a lifeguard or two from the local pool, and set everyone’s mind at ease. When sending the invitations, attach them to a roll of lifesavers, and ask that parents RSVP with their child’s swimming ability. It will help you to know which children cannot
Pool Party Entertainment
The very best thing about a pool party is that the entertainment is built in. Beach balls,
Serve simple finger sandwiches, chips, goldfish crackers, and animal crackers (you can easily make cookies and cut them into easy fish shapes too) plenty of fruit punch, bottled water, or soda.
Sea Water Punch
Blue Raspberry Wave soft drink mix (prepare according to package directions)
Ice cubes made of sweetened pineapple and orange juice
Vanilla Ice Cream
Are you a triathlon beginner intimidated by the
2. Repetition is the key to becoming a strong swimmer. The only way to improve your
5. What to wear during triathlon
6. How far do I have to
Times have changed and people are getting more comfortable with what they want and who they are. In the past casual adult dating was almost unheard of. It was a taboo topic that nobody spoke about or dared to mention. Those who were perceived to be engaging in it were frowned upon by society. Obviously, not anymore.
It is common to find sites that are specifically dedicated to those who are looking for some fun. Strictly fun, nothing long-term or serious. These are not for those who want to have long-term relationships. They are simply for the free spirits whose only interest is to have some casual sex or fulfill their own fantasies. In fact, to say that casual adult dating online is popular would be an understatement.
This is a phenomenon that has caught on incredibly fast and is attracting huge volumes of new people signing up to create profiles all in a bid to get a sex partner. This is in itself has brought about a challenge to the domain owners. They have been too successful to the point of attracting even those who are out to play jokes on others.
Moreover, just like anything else with the s-word in it, casual adult dating has also attracted hordes of curiosity seekers. As a result, some form of payment was introduced so as to actually get those who are serious and separate them from they that are simply curious. This therefore means that to have any real chance of a meaningful encounter one has to join the paid up ranks.
By doing so, you insulate yourself from fraudsters and have access to thousands of like-minded souls. The paid up ranks offer much more features than the free usually promotional area. Here you will be able to send and receive messages from potential mates and even enjoy more interactive chat sessions.
You can even post a video with your profile or chat live with potential adult partners. Casual adult dating is about loosening up and having fun.
Apart from this, only members who are in this paid site will be able to view your profile. This protects you from being exposed to persons or situations that you have no interest in. There are no annoying advertisements bombarding you left, right and center. You are only exposed to what interests you.
This is a new game and there are rules that you should observe. This is to protect yourself as you engage in this world of casual sex. As much as you are out to have fun, it is also important to be smart and safe while at it.
The golden rule is to approach the whole thing with a mentality of having fun and nothing more. As it is, anything that happens here is just like the name, casual. There is no pressure to present yourself in a certain way as all those you meet in such forums have already thrown their hats in the ring. It is just a matter of picking out what interests you.
Some people think that learning to float and dog paddle is enough to say that a person knows how to swim. This is only the tip of the iceberg since there are other ways to swim faster in the water.
The most basic swimming stroke to learn is freestyle. The person doesn’t only let the arms go forward and all the way to back but must also observe proper technique to do this right.
The instructor will let the person first do some drills. With both arms in front, one hand will go down and catch water then exit passing the thigh. The same hand must touch the other which in turn will go through the same motion.
The hands should be relaxed and not to tight when entering the water. This will allow the person to catch more water and maximize the distance each lap.
Some instructors will let the students perform the drills first on land before doing this in the water. Since the distance each lap is quite far, another thing taught is proper breathing. This happens when the touches the thigh and the head is turned simultaneously to one side to get water.
Some people might make the mistake of using the nose to get air but people are able to get more oxygen using the mouth. This is a bit different than what people normally do on land but the individual will get the hang of things shortly.
This exercise can also be done by learning how to hold one’s breath underwater. When the person is able to hold for 10 seconds or more, this is already sufficient since the individual can breathe after every other stroke.
Swimming involves every muscle in the body so the legs must help out the hands in making the person move in the water. The term called for kicking is called flutter. The power comes from the thighs and not the feet. This is because the muscles in this part are bigger and gives more strength for propulsion.
A lot of drills can be done to strengthen the lower part of the body. The person can kick with a board; the hands can be placed in front and only raise the head to get air or to do this on the side.
Rolling from one side to other helps the person create a body roll which is also important in catching the water per stroke. This is because the person can move faster this way than just staying flat on the surface.
When the person knows the basics, the only thing needed now is practice. The person can be given a mini workout wherein there is a time interval that must be achieved every number of laps. Most gyms have a pace clock or the instructor can send off the person using each set with a timer.
Swimming isn’t about creating splashes. This is all about technique and making each stroke count to be faster and smoother in the water. The person will not be able to watch the movements so the instructor can correct this making the observations.
The instructor can also use a video cam to show the person the mistakes made during the stroke. Improvements can be shown using before and after footage that will really make one happy to know that this is finally being done the proper way.
If you know how to swim, you might want to consider swimming more often. This is because there are many benefits from this exercise or past time. Three of them stand out more than the others. If you do not know how to swim, there is never a better time than now. And if you know how to swim, but you are not a strong swimmer, you too might benefit from taking a few swimming classes.
The main benefit that you will receive from swimming is the cardio exercise that you are able to get in. See, swimming is not just refreshing and fun, it is great exercise. Many people have found that they were able to lose some weight by simply swimming three to four times a week. Some people are out there swimming everyday.
Another benefit is that you are making your life a little safer. Should you ever be in a rough position in water, you will have enough experience to know that you will be able to pull through. Strong swimmers are able to make it through some of the roughest conditions.
The third main benefit from swimming on a regular basis is your mentality will improve. Many people who swim on a regular basis find that they generally end up more at peace with themselves because of the quiet time they spend swimming.
Swimming is definitely the perfect workout for the body. Not only do you utilize more muscles but you additionally spare your joints and bones. Swimming can be great for your lungs and to build your muscles. Have you ever observed what great backs and shoulders swimmers have? Swimming is an enjoyable and healthy activity for folks of all ages. Nevertheless, improperly chlorinated water places swimmers at risk for recreational water sicknesses like diarrhea and ear and skin infections.
Swimming is the perfect summer season sport: when the mercury rises, what better approach to cool off than to take a refreshing dip? It would not matter whether or not it’s at the seashore, river or pool, the lengthy sunny days are an ideal excuse to take to the water. Swimming is really an effective way to achieve a wholesome and healthy lifestyle with out all the muscle aches.
As you can see, there are clearly some great benefits to swimming on a regular basis. Even if you do not have your own pool, there is no reason you can’t swim on a regular basis. Many gyms are now offering pools and there are also public pools that you can take advantage of during the warmer months.
The popularity of adult incontinence diapers has been increasing rapidly lately. If you are not familiar with adult diapers and what they do, it is pretty simple. Many older adults face a problem with incontinence. These diapers allow them to not have to worry about the embarrassment they might have to face in public with leaks if they are not wearing one. This product has actually been on the market for quite a while. In the past though they were manufactured to be bulky, uncomfortable, and hard to camouflage. Rather then allowing the wearing to be more confident, it produced the opposite effect. Many adult diaper wearers shied away from social situations or even going out in public at all.
Thankfully, those times have changed dramatically. Adult incontinence diapers used to be made by cloth. They would have to be laundered after each and every use. They were also thick and cumbersome, and some even had to be worn under a pair of plastic pants to maximize their effectiveness. These days the adult diapers are manufactured to be completely disposable. This allows them to be changed anywhere at anytime, being much more convenient than their predecessors. Another great updated feature is that they are also much less conspicuous. They are made much thinner and easier to hide similar to a “normal” pair of underwear. Different materials have been experimented with when creating these diapers, but the material that is used in the recent disposable ones can also hold a lot more urine. The benefit of this is leakage is almost nonexistent. It also ups the convenience factor as well. If a wearer cannot change their adult incontinence diaper immediately, they have time before any leakage would occur at all. This allows the wearer to be much more confident in any kind of social situation or activity.
Because of the ability to feel more confident in social situations or activities, wearers can again become a vital part of the human society. No longer will they keep to themselves, stop interacting with others, cease activities that they truly used to enjoy doing. If you ask any of the countless adult diaper wearers, they will more than likely confide in you that this is by far the most important factor. Another point that must be stressed about the adult diapers today is the fact that they are also more readily available then those of years ago. Many times they could only be found in medical supply stores in limited sizes and quantity. Often they would have to be specially ordered and the wearer would have to wait weeks before their arrival. They often arrived to be not the right size, sometimes too big and often to small. In these cases the wearer would then have to pin them or squeeze them on, increasing their discomfort. These diapers were also not cheap. Often people needed them but could not afford the purchase. Thankfully now you can find these adult incontinence diapers really anywhere. Supermarkets, convenience stores, drugstores, etc. Each supplier usually has a variety of different styles and sizes available at any one time. They are also much more budget friendly. More and more individuals are able to afford them which allows more and more individuals to feel more independent.
If you are one of the many individuals who needs to wear adult diapers, take comfort in the fact that there is no need to feel embarrassed. With these vast changes in the manufacturing and distribution of these diapers, your life can remain pretty much the same as it always was.
It’s 3pm Friday and you are at work. You are caught up with all your work but you need to pass time because your work day ends at 4:00pm. What can you do during that one-hour before leaving work for the weekend? Playing fun online puzzle games would be a great way of passing time. Playing puzzle games online can be an entertaining way to end your workweek. In this article I will discuss some fun online games for adults to play.
The first one I would like to mention is a game called Bejeweled 2. In this online game you match four jewels to create a Power Gem and five to create a Hyper Cube. With amazing planetary backdrops and 3D-accelerated special effects, Bejeweled 2 Deluxe is dazzling everyone. If you have never played this game before you have to give it a try. It is an original, good value, exciting, and addictive game. In this game you almost never get bored. Bejeweled 2 is very simple game that will help you relax and unwind.
The next online puzzle game packed with lots of fun is Jewel Quest III. During this puzzle you are on an adventure of jewel matching fun. It’s a challenging but fun game that has you taken all over the world collecting artifacts from just about every continent. This game is packed with great graphics. Jewel Quest II gives you the feeling of being an archeologist as you search the world for clues to solving the puzzle. A very involved gamed that will have you attached to your computer for hours.
The final game I will discuss is called Pahelika – Secret Legends. These brain-teasing puzzles feature a wide variety of challenges. You will be solving a unique series of challenges. In your journey to Pahelika find the truth behind the stories in this game. Travel to a variety of locations solving puzzles. While I will mention that this game really makes you think, the content of the game is rather fun. Pahelika – Secret Legends is a great game to pass time.
As I have mentioned in the article, these games are addictive, but you will have fun while playing them. You will be passing time yet exercising your brain at the same time. These games are also great tools for those “stressed out” days. Playing an online puzzle can certainly relax you from today’s stresses.